<?xml version="1.0" encoding="UTF-8"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" version="2.0" xmlns:media="http://search.yahoo.com/mrss/"><channel><title><![CDATA[The Globe and Mail]]></title><link>https://www.theglobeandmail.com</link><atom:link href="https://www.theglobeandmail.com/arc/outboundfeeds/rss/author/bchoi/" rel="self" type="application/rss+xml"/><description><![CDATA[The Globe and Mail News Feed]]></description><lastBuildDate>Wed, 10 Jun 2026 09:56:13 +0000</lastBuildDate><language>en-ca</language><copyright>Copyright 2024 The Globe and Mail Inc. All rights reserved.</copyright><ttl>1</ttl><sy:updatePeriod>hourly</sy:updatePeriod><sy:updateFrequency>1</sy:updateFrequency><image><url>https://www.theglobeandmail.com/legacy/static/mobile.flag.rss.png</url><title>The Globe and Mail</title><link>https://www.theglobeandmail.com</link></image><item><title><![CDATA[Travel redemptions are great but financial rewards quietly deliver more value]]></title><link>https://www.theglobeandmail.com/investing/personal-finance/article-credit-card-programs-travel-redemptions-financial-rewards/</link><guid isPermaLink="true">https://www.theglobeandmail.com/investing/personal-finance/article-credit-card-programs-travel-redemptions-financial-rewards/</guid><dc:creator><![CDATA[Barry Choi]]></dc:creator><description><![CDATA[Using your points to pay down your mortgage or boost your RRSP can deliver a return five to 10 times higher than a cheaper flight or discounted hotel]]></description><pubDate>Wed, 27 May 2026 20:25:24 +0000</pubDate><content:encoded><![CDATA[<img src="https://www.theglobeandmail.com/resizer/v2/PBQEZG4OTJAXRKOHJIXKDDM2VU.jpg?auth=3a0d4c6bbc47c713d1aacb8716cf9a09368c9de5e8703bc4cf360220fb6a8e83&smart=true&width=3976&height=2777" alt="Many credit cards market travel as the star of the points show, but financial redemptions are where the quiet, compounding value lives, writes Barry Choi." height="2777" width="3976"/>]]></content:encoded><media:content url="https://www.theglobeandmail.com/resizer/v2/PBQEZG4OTJAXRKOHJIXKDDM2VU.jpg?auth=3a0d4c6bbc47c713d1aacb8716cf9a09368c9de5e8703bc4cf360220fb6a8e83&amp;smart=true&amp;width=3976&amp;height=2777" type="image/jpeg" height="2777" width="3976"><media:description type="plain"><![CDATA[Many credit cards market travel as the star of the points show, but financial redemptions are where the quiet, compounding value lives, writes Barry Choi.]]></media:description><media:credit role="author" scheme="urn:ebu">Ryan Remiorz</media:credit></media:content></item></channel></rss>