Personal Finance - The Globe and Mail

Lowering the Old Age Security income threshold is no longer politically taboo

Canadians are on board with calls to redirect retirement income subsidies to tackle affordability

Government of Canada public pensions web page is shown on Tuesday, January 9, 2018. Low-income seniors will no longer have to apply for an income top-up under a newly-launched program to automatically sign them up for the benefit payments. As of now, seniors who automatically enrolled for old age security benefits will also be automatically considered for the guaranteed income supplement based on their tax filings.THE CANADIAN PRESS

Government of Canada public pensions web page is shown on Tuesday, January 9, 2018. Low-income seniors will no longer have to apply for an income top-up under a newly-launched program to automatically sign them up for the benefit payments. As of now, seniors who automatically enrolled for old age security benefits will also be automatically considered for the guaranteed income supplement based on their tax filings.THE CANADIAN PRESS

Paul Kershaw

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Home or retirement residence? What Canadians will really pay as they age
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young money
Lowering the Old Age Security income threshold is no longer politically taboo
Paul Kershaw
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Where do our health care dollars go?
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financial facelift
Can Tripti retire at 63, travel and still leave something for her children and grandchildren?
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What this 85-year-old, seven-time executor can teach you about carrying out wills
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financial facelift
Can Jeremiah and Kimmy afford to splurge on family vacations and pay for their daughter’s medical school?
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home run
This couple had a $600,000 budget for a townhouse in the Ottawa suburbs. What did they find?
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Consumer affairs

It’s the era of the mega-trip. Here’s how Canadians planned – and paid for – their bucket-list vacations

Adventurers share their saving and planning strategies to help make your travel dreams come true

rb-gi-pf-ca-bucketlist-profiles-0321

feature image for rb-gi-pf-ca-bucketlist-profiles-0321

9 min read

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2 hours ago

Investment - Illustration

Investment - Illustration

opinion

Home or retirement residence? What Canadians will really pay as they age

Rob Carrick

3 min read

Yesterday

Government of Canada public pensions web page is shown on Tuesday, January 9, 2018. Low-income seniors will no longer have to apply for an income top-up under a newly-launched program to automatically sign them up for the benefit payments. As of now, seniors who automatically enrolled for old age security benefits will also be automatically considered for the guaranteed income supplement based on their tax filings.THE CANADIAN PRESS

Government of Canada public pensions web page is shown on Tuesday, January 9, 2018. Low-income seniors will no longer have to apply for an income top-up under a newly-launched program to automatically sign them up for the benefit payments. As of now, seniors who automatically enrolled for old age security benefits will also be automatically considered for the guaranteed income supplement based on their tax filings.THE CANADIAN PRESS

young money

Lowering the Old Age Security income threshold is no longer politically taboo

Paul Kershaw

4 min read

Yesterday

rb-gi-pf-ca-bucketlist-profiles-0321

feature image for rb-gi-pf-ca-bucketlist-profiles-0321

It’s the era of the mega-trip. Here’s how Canadians planned – and paid for – their bucket-list vacations

9 min read

March 20, 2026

March 9, 2026. Todd Korol/The Globe and Mail

March 9, 2026. Todd Korol/The Globe and Mail

financial facelift

Can Tripti retire at 63, travel and still leave something for her children and grandchildren?

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Ontario Premier Doug Ford speaks to media at the construction site of the future science centre at Ontario Place in Toronto on Thursday, Feb. 26, 2026. THE CANADIAN PRESS/Sammy Kogan

Ontario Premier Doug Ford speaks to media at the construction site of the future science centre at Ontario Place in Toronto on Thursday, Feb. 26, 2026. THE CANADIAN PRESS/Sammy Kogan

Ontario to introduce legislation capping ticket resale prices at original value

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March 20, 2026

The Home of the Week is a rustic and historic getaway in semi-rural King, Ont.

The Home of the Week is a rustic and historic getaway in semi-rural King, Ont.

Steady interest rate helps reassure buyers, February home sales dip to new lows, the Home of the Week and more top real estate stories

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Illustration of hands using a calculator and writing on financial documents with coffee on a desk ISTOCK Taxes

Illustration of hands using a calculator and writing on financial documents with coffee on a desk ISTOCK Taxes

retire rich

Are you dragging your feet on filing your taxes?

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According to a report this week, which company is looking at laying off a fifth of its workforce?

According to a report this week, which company is looking at laying off a fifth of its workforce?

Which tech giant is initiating layoffs? Take our business and investing news quiz

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March 19, 2026

A real estate sign shows a home for sale in Montreal on Monday, March 24, 2025. THE CANADIAN PRESS/Christinne Muschi

A real estate sign shows a home for sale in Montreal on Monday, March 24, 2025. THE CANADIAN PRESS/Christinne Muschi

The week’s best fixed and variable mortgage rates

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This aerial view shows the Orla Brigitte Bardot boardwalk (bottom) and Canto Beach (C) in the city of Armacao dos Buzios, in Rio de Janeiro state, Brazil on January 3, 2026. Marcela Mayol has kept intact the room where she hosted Brigitte Bardot in 1964, in Buzios then an unknown fishing village and now one of Brazil's top tourist destinations, discovered thanks to the late French diva. (Photo by MAURO PIMENTEL / AFP via Getty Images)

This aerial view shows the Orla Brigitte Bardot boardwalk (bottom) and Canto Beach (C) in the city of Armacao dos Buzios, in Rio de Janeiro state, Brazil on January 3, 2026. Marcela Mayol has kept intact the room where she hosted Brigitte Bardot in 1964, in Buzios then an unknown fishing village and now one of Brazil's top tourist destinations, discovered thanks to the late French diva. (Photo by MAURO PIMENTEL / AFP via Getty Images)

on money

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Path to success wtih new technology implementation concept. Vector of a robot hand drawing a graph line leading to the goal.

Path to success wtih new technology implementation concept. Vector of a robot hand drawing a graph line leading to the goal.

How students learning to live on their own can use AI to boost financial literacy

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How can I protect my portfolio during a downturn a few years into my retirement?

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March 18, 2026

The new housing credit effectively eliminates, for qualifying buyers, the federal portion of the sales tax that applies to the purchase of newly built homes worth up to $1-million.

The new housing credit effectively eliminates, for qualifying buyers, the federal portion of the sales tax that applies to the purchase of newly built homes worth up to $1-million.

Ottawa accepting applications for new GST/HST housing credit this week

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opinion

How milestone life events could affect your tax return this year

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March 18, 2026

Introducing a new podcast from The Globe and Mail that delves into the topics impacting the wallets of Canadians between the ages of 20 and 40.

Introducing a new podcast from The Globe and Mail that delves into the topics impacting the wallets of Canadians between the ages of 20 and 40.

Rents are falling, so why does it still feel so expensive?

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What this 85-year-old, seven-time executor can teach you about carrying out wills

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Shoppers and visitors at Toronto’s St. Lawrence Market on Mar 17, 2026. W (Fred Lum/The Globe and Mail)

Shoppers and visitors at Toronto’s St. Lawrence Market on Mar 17, 2026. W (Fred Lum/The Globe and Mail)

The Iran war has raised food inflation fears. Here are the most affected groceries

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MRI machine.

MRI machine.

opinion

Where do our health care dollars go?

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on money

Are optimists better investors? Maybe not

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From left, wearing sweatesr chosen from ChatGPT prompt, are David Berman, Erica Alini, Meera Raman and Mariya Postelnyak, on Feb 12, 2026. (Fred Lum/The Globe and Mail)

My well-dressed colleagues.

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