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Hanif Bayat
FreelanceContributing writer
Hanif Bayat is the founder and chief executive officer of WOWA Leads. He launched WOWA.ca in 2018 to fill a gap in accessible, trustworthy financial information and tools to support informed decision-making. Before founding WOWA, Hanif worked as a quantitative analyst at several big banks, where he developed mathematical models for various complex financial products. He holds a PhD in Theoretical Chemical Physics from the University of Toronto and has applied quantitative modeling across multiple disciplines for decades.

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