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Itaú Unibanco Files Updated 2024 Reference Form and Sets 2026 Guidance Framework

Tipranks - Wed Feb 11, 11:30AM CST

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Itau Unibanco ( (ITUB) ) has provided an announcement.

On February 9, 2026, Itaú Unibanco filed a Form 6-K with the U.S. Securities and Exchange Commission to furnish its updated 2024 Reference Form, effective as of December 31, 2024, and last revised on February 4, 2026. The document consolidates corporate, governance and financial reference information required by Brazilian regulator CVM, including a resubmission history through version V12, and formalizes PricewaterhouseCoopers as independent auditors for 2022–2024.

The Reference Form also details the bank’s 2026 financial guidance framework, explaining that projections for loans, margins, fees, costs and expenses are based on BRGAAP statements and assume alignment with internal budgets. Itaú highlights that these forecasts are sensitive to macroeconomic, regulatory and competitive conditions, and notes that 2025 figures have been adjusted for managerial reclassifications and the consolidation of Avenue’s results following a control acquisition in January 2026, providing investors with a clearer baseline for assessing 2026 performance targets.

The most recent analyst rating on (ITUB) stock is a Buy with a $10.00 price target. To see the full list of analyst forecasts on Itau Unibanco stock, see the ITUB Stock Forecast page.

Spark’s Take on ITUB Stock

According to Spark, TipRanks’ AI Analyst, ITUB is a Outperform.

The score is driven primarily by solid financial performance (growth and ROE) but held back by leverage and cash-flow volatility. Technicals are supportive with a strong uptrend, though momentum looks somewhat stretched. Valuation is favorable given the moderate P/E and high dividend yield, and the latest earnings call reinforced constructive fundamentals with cautious but reasonable 2026 guidance.

To see Spark’s full report on ITUB stock, click here.

More about Itau Unibanco

Itaú Unibanco Holding S.A. is a leading Brazilian financial institution operating as a publicly held bank with shares registered with the Brazilian Securities and Exchange Commission. It offers a broad portfolio of banking and financial services, including lending, capital markets and insurance-related products, with a primary focus on Brazil and selected international markets.

Average Trading Volume: 22,903,619

Technical Sentiment Signal: Buy

Current Market Cap: $95.46B

For an in-depth examination of ITUB stock, go to TipRanks’ Overview page.

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