Provident Financial Services posts strong Q4 and 2025 results
Claim 50% Off TipRanks Premium
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential
Provident Financial Services ( (PFS) ) has shared an announcement.
Provident Financial Services, Inc. reported strong fourth-quarter and full-year 2025 results, with net income rising to $83.4 million, or $0.64 per share, for the three months ended December 31, 2025, up from $48.5 million, or $0.37 per share, a year earlier, and full-year net income more than doubling to $291.2 million, or $2.23 per share, from $115.5 million, or $1.05 per share, in 2024. The improvement was driven by a full year of combined operations with Lakeland Bancorp, the absence of prior-year merger and CECL charges, record revenue of $225.7 million for a third straight quarter, modest net interest margin expansion, and growth in commercial loans and core deposits, while asset quality improved and tangible book value per share increased; the company also secured additional tax benefits through the purchase of energy production tax credits and set May 21, 2026, as the date for its virtual annual meeting of stockholders.
The most recent analyst rating on (PFS) stock is a Buy with a $24.00 price target. To see the full list of analyst forecasts on Provident Financial Services stock, see the PFS Stock Forecast page.
Spark’s Take on PFS Stock
According to Spark, TipRanks’ AI Analyst, PFS is a Outperform.
The score is driven mainly by solid financial performance (strong margins and cash generation despite revenue softness) and supportive technicals (uptrend with neutral momentum). Valuation adds a meaningful boost due to the low P/E and high dividend yield, while the earnings call was broadly positive but flagged competitive and prepayment headwinds.
To see Spark’s full report on PFS stock, click here.
More about Provident Financial Services
Provident Financial Services, Inc., the parent of Provident Bank, is a regional banking company based in New Jersey that offers a range of commercial loans, mortgage warehouse lines, multi-family and construction lending, along with deposit products and non-interest income services such as insurance and wealth management, with a strategic focus on middle-market banking and growing core deposits across its franchise.
Average Trading Volume: 857,923
Technical Sentiment Signal: Buy
Current Market Cap: $2.69B
Find detailed analytics on PFS stock on TipRanks’ Stock Analysis page.
