PNC Financial Posts Record 2025 Results, Closes FirstBank Deal
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PNC Financial ( (PNC) ) has issued an update.
On January 16, 2026, PNC reported that it delivered record results for full-year 2025, with net income of $7.0 billion, or $16.59 per diluted share, driven by record total revenue underpinned by record net interest income and record noninterest (fee) income, alongside 5% positive operating leverage and well-controlled expenses. The bank increased loans and deposits in 2025, with total average loans up 3% and total average deposits up 3% year over year, while improving capital and liquidity, maintaining strong credit quality with a low 0.20% net loan charge-off ratio, and boosting tangible book value per share by 18%; it also closed the $4.2 billion acquisition of FirstBank on January 5, 2026, which is expected to support accelerated growth in targeted markets and further strengthen PNC’s competitive position.
The most recent analyst rating on (PNC) stock is a Buy with a $240.00 price target. To see the full list of analyst forecasts on PNC Financial stock, see the PNC Stock Forecast page.
Spark’s Take on PNC Stock
According to Spark, TipRanks’ AI Analyst, PNC is a Outperform.
The score is driven primarily by solid underlying financial performance (strong profitability and improved leverage despite TTM revenue and free-cash-flow softness) and constructive technical momentum (price above key moving averages with positive MACD). Valuation is supportive with a moderate P/E and a 3.12% dividend yield, while earnings-call takeaways are positive but moderated by net interest margin pressure, higher expenses, and slightly down/stable revenue guidance.
To see Spark’s full report on PNC stock, click here.
More about PNC Financial
The PNC Financial Services Group is a diversified U.S. financial services company operating in banking and related businesses, with a focus on net interest income, fee-based services such as asset management, capital markets and advisory, card and cash management, and lending and deposit services, serving both commercial and consumer clients across key strategic markets.
Average Trading Volume: 2,026,112
Technical Sentiment Signal: Buy
Current Market Cap: $83.26B
See more data about PNC stock on TipRanks’ Stock Analysis page.
