Mortgages and Rates - Page 2 - The Globe and Mail

December 15, 2025

Extreme saving and an inheritance helped Jake, 35, buy a mortgage-free $415,000 Burlington condo

3 min read

December 13, 2025

The Bank of Canada and the U.S. Federal Reserve have reduced their benchmark rates significantly since last year, yet the average mortgage rate has declined by far less.

The Bank of Canada and the U.S. Federal Reserve have reduced their benchmark rates significantly since last year, yet the average mortgage rate has declined by far less.

opinion

Why interest rates are down, but your mortgage isn’t

John Rapley

4 min read

December 11, 2025

The Bank of Canada building is seen in Ottawa on Wednesday, Dec. 10, 2025. Keito Newman/The Globe and Mail

The Bank of Canada building is seen in Ottawa on Wednesday, Dec. 10, 2025. Keito Newman/The Globe and Mail

The week’s best fixed and variable mortgage rates

2 min read

December 4, 2025

FILE - New York Attorney General, Letitia James, speaks after pleading not guilty outside the United States District Court, on Oct. 24, 2025, in Norfolk, Va. (AP Photo/John Clark, File)

FILE - New York Attorney General, Letitia James, speaks after pleading not guilty outside the United States District Court, on Oct. 24, 2025, in Norfolk, Va. (AP Photo/John Clark, File)

New mortgage fraud indictment against Letitia James rejected by grand jury in Virginia

4 min read

December 4, 2025

Property tax.investment planning.business real estate. View Of coin stack with house model, mortgage loading real estate property with loan money bank concept.Home sales and home insurance concept.

Property tax.investment planning.business real estate. View Of coin stack with house model, mortgage loading real estate property with loan money bank concept.Home sales and home insurance concept.

Six mistakes that can hurt your mortgage application

Penelope Graham

4 min read

December 4, 2025

A cyclist rides past the Bank of Canada in Ottawa, Wednesday, Sept. 17, 2025. THE CANADIAN PRESS/Adrian Wyld

A cyclist rides past the Bank of Canada in Ottawa, Wednesday, Sept. 17, 2025. THE CANADIAN PRESS/Adrian Wyld

The week’s best fixed and variable mortgage rates

2 min read

December 2, 2025

Canada’s six biggest banks control more than 70 per cent of the residential mortgage market.

Canada’s six biggest banks control more than 70 per cent of the residential mortgage market.

analysis

To get the best mortgage rate, look behind the opaque curtain of Big Bank pricing

Hanif Bayat

3 min read

November 27, 2025

A real estate sign is pictured in Vancouver, B.C., Tuesday, June, 12, 2018. The Alberta Real Estate Association is providing its members with an emergency response app after a realtor was sexually assaulted at an open house in Calgary last month. THE CANADIAN PRESS Jonathan Hayward

A real estate sign is pictured in Vancouver, B.C., Tuesday, June, 12, 2018. The Alberta Real Estate Association is providing its members with an emergency response app after a realtor was sexually assaulted at an open house in Calgary last month. THE CANADIAN PRESS Jonathan Hayward

The week’s best fixed and variable mortgage rates

2 min read

November 20, 2025

A for-rent and a for-sale sign are displayed on a house in a new housing development in Ottawa on Friday, Oct. 14, 2022. The national average asking rent in May was down 3.3 per cent from a year earlier at $2,129, marking the eighth consecutive month of year-over-year decreases. THE CANADIAN PRESS/Sean Kilpatrick

A for-rent and a for-sale sign are displayed on a house in a new housing development in Ottawa on Friday, Oct. 14, 2022. The national average asking rent in May was down 3.3 per cent from a year earlier at $2,129, marking the eighth consecutive month of year-over-year decreases. THE CANADIAN PRESS/Sean Kilpatrick

The week’s best fixed and variable mortgage rates

2 min read

November 20, 2025

New single family houses billed as estate cottages are seen in an aerial view, in Delta, B.C., on Monday, Aug. 12, 2024. THE CANADIAN PRESS/Darryl Dyck

New single family houses billed as estate cottages are seen in an aerial view, in Delta, B.C., on Monday, Aug. 12, 2024. THE CANADIAN PRESS/Darryl Dyck

A homeowner asks: Do I need to requalify when switching mortgage lenders?

Penelope Graham

3 min read

November 14, 2025

Detailed isometric illustration of a residential neighborhood. All colors are global. File is logically grouped and layered. File contains clipping mask(s).

Detailed isometric illustration of a residential neighborhood. All colors are global. File is logically grouped and layered. File contains clipping mask(s).

A new reverse mortgage is promising indebted retirees the same rate for life

5 min read

November 13, 2025

Houses are shown in the Vancouver Kitsilano neighbourhood on Monday, Oct. 3, 2022. THE CANADIAN PRESS/Jonathan Hayward

Houses are shown in the Vancouver Kitsilano neighbourhood on Monday, Oct. 3, 2022. THE CANADIAN PRESS/Jonathan Hayward

The week’s best fixed and variable mortgage rates

1 min read

November 13, 2025

‘Should I restore my TFSA balance after emptying it out last year to pay off my mortgage?’

2 min read

November 12, 2025

Introducing a new podcast from The Globe and Mail that delves into the topics impacting the wallets of Canadians between the ages of 20 and 40.

Introducing a new podcast from The Globe and Mail that delves into the topics impacting the wallets of Canadians between the ages of 20 and 40.

podcast

Your next mortgage renewal could be a shocker. Here’s what to do

November 6, 2025

A real estate sign showing homes for sale is seen in Montreal on Monday, March 24, 2025. THE CANADIAN PRESS/Christinne Muschi

A real estate sign showing homes for sale is seen in Montreal on Monday, March 24, 2025. THE CANADIAN PRESS/Christinne Muschi

The week’s best fixed and variable mortgage rates

2 min read

November 6, 2025

A mortgage shopper asks: Should I go with a big bank or a smaller lender?

Penelope Graham

4 min read

October 30, 2025

Homes for sale in the west end of Toronto, on September 19, 2023.

Homes for sale in the west end of Toronto, on September 19, 2023.

The week’s best fixed and variable mortgage rates

2 min read

October 30, 2025

A home for sale at 14 Conarty Cres. in Whitby, Ont., is photographed photographed on Jan 4, 2023.

A home for sale at 14 Conarty Cres. in Whitby, Ont., is photographed photographed on Jan 4, 2023.

The trade war is one reason to stick with longer mortgage amortizations

3 min read

October 24, 2025

New York Attorney-General Letitia James speaks to reporters outside the U.S. District Court for the Eastern District of Virginia, in Norfolk, Virginia, on Friday.

New York Attorney-General Letitia James speaks to reporters outside the U.S. District Court for the Eastern District of Virginia, in Norfolk, Virginia, on Friday.

New York Attorney-General Letitia James pleads not guilty in mortgage fraud case

4 min read

October 23, 2025

Fixed mortgage rates are dropping after months of stagnancy

Penelope Graham

3 min read

October 23, 2025

A for sale/sold sign stands in front of residential homes in the Riverside South neighbourhood of Ottawa on Friday, Aug. 30, 2024. THE CANADIAN PRESS/ Patrick Doyle

A for sale/sold sign stands in front of residential homes in the Riverside South neighbourhood of Ottawa on Friday, Aug. 30, 2024. THE CANADIAN PRESS/ Patrick Doyle

The week’s best fixed and variable mortgage rates

2 min read

October 16, 2025

April 15, 2025 — A person jogs past for sale signs in Kitsilano, Vancouver, B.C. The CREA is set to announce national home sales numbers for March 2025. (Isabella Falsetti/The Globe and Mail)

April 15, 2025 — A person jogs past for sale signs in Kitsilano, Vancouver, B.C. The CREA is set to announce national home sales numbers for March 2025. (Isabella Falsetti/The Globe and Mail)

The best fixed and variable mortgage rates of the week

2 min read

October 9, 2025

Analysis of financial markets by LSEG currently predicts a 64-per-cent chance of a 25-basis-point cut on Oct. 29, up from odds of only 50 per cent last week.

Analysis of financial markets by LSEG currently predicts a 64-per-cent chance of a 25-basis-point cut on Oct. 29, up from odds of only 50 per cent last week.

The best fixed and variable mortgage rates of the week

2 min read

October 2, 2025

A person walks past multiple for-sale and sold real estate signs in Mississauga, Ont., on Wednesday, May 24, 2023. THE CANADIAN PRESS/Nathan Denette

A person walks past multiple for-sale and sold real estate signs in Mississauga, Ont., on Wednesday, May 24, 2023. THE CANADIAN PRESS/Nathan Denette

The best fixed and variable mortgage rates of the week

2 min read

September 26, 2025

Financial Facelift
Kelsey McMillan / The Globe and Mail

Financial Facelift
Kelsey McMillan / The Globe and Mail

With their mortgage paid, how can Kent and Remy balance charitable gifts and retirement saving?

6 min read

September 25, 2025

A real estate sign is displayed in front of a house in the Riverdale area of Toronto on Wednesday, September 29, 2021. Greater Toronto Area-home sales rose 10.9 per cent lower in July compared with a year earlier as 6,100 properties changed hands, the most activity recorded in the month since 2021. THE CANADIAN PRESS/Evan Buhler

A real estate sign is displayed in front of a house in the Riverdale area of Toronto on Wednesday, September 29, 2021. Greater Toronto Area-home sales rose 10.9 per cent lower in July compared with a year earlier as 6,100 properties changed hands, the most activity recorded in the month since 2021. THE CANADIAN PRESS/Evan Buhler

The best fixed and variable mortgage rates of the week

2 min read

September 19, 2025

A "For Sale" sign sits in front of a house, in Toronto, on April 20, 2010.

A "For Sale" sign sits in front of a house, in Toronto, on April 20, 2010.

Slowing mortgage growth is a headwind for bank profits

Scott Barlow

3 min read

September 15, 2025

Artis REIT CEO Samir Manji seen in 2018. If the reverse takeover is approved, he will become executive chair of the merged company, RFA Financial.

Artis REIT CEO Samir Manji seen in 2018. If the reverse takeover is approved, he will become executive chair of the merged company, RFA Financial.

Artis REIT announces plan to buy board chair’s mortgage company and brand itself as a bank

3 min read

September 12, 2025

Bank of Canada Governor Tiff Macklem is seen during a news conference at the Bank of Canada in Ottawa, Wednesday, July 30, 2025. THE CANADIAN PRESS/Adrian Wyld

Bank of Canada Governor Tiff Macklem is seen during a news conference at the Bank of Canada in Ottawa, Wednesday, July 30, 2025. THE CANADIAN PRESS/Adrian Wyld

Nearly 80% of economists predict BoC rate cut this week

2 min read

September 11, 2025

Markets are now pricing in 80-per-cent odds of a quarter percentage point cut on Sept. 17, according to data from LSEG.

Markets are now pricing in 80-per-cent odds of a quarter percentage point cut on Sept. 17, according to data from LSEG.

The best fixed and variable mortgage rates of the week

1 min read

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