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Citizens Financial Reports Strong First-Quarter 2026 Earnings Growth

Tipranks - Fri Apr 17, 6:14AM CDT

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Citizens Financial ( (CFG) ) just unveiled an announcement.

Citizens Financial Group, Inc. reported first-quarter 2026 net income of $517 million, up 39% year on year, and diluted EPS of $1.13, up 47%, driven by expanding net interest margin, stronger fee income from capital markets and wealth businesses, and 7.2% positive operating leverage. The bank posted 1% quarterly growth in loans and deposits, highlighted by continued momentum in its Private Bank, while maintaining favorable credit quality with net charge-offs at 0.39%, a 1.52% allowance coverage ratio, a 78.1% loan-to-deposit ratio, and a CET1 capital ratio of 10.5%, underscoring solid profitability and balance-sheet strength for stakeholders.

The most recent analyst rating on (CFG) stock is a Buy with a $68.00 price target. To see the full list of analyst forecasts on Citizens Financial stock, see the CFG Stock Forecast page.

Spark’s Take on CFG Stock

According to Spark, TipRanks’ AI Analyst, CFG is a Neutral.

Overall score reflects strong forward outlook and execution signals from the latest earnings call (robust 2026 NII/fee growth guidance, operating leverage, and buybacks) plus supportive technical momentum. The main offset is mixed financial performance driven by the very weak reported 2025 cash flow metrics and 2025 revenue decline; valuation is fair with a moderate dividend yield.

To see Spark’s full report on CFG stock, click here.

More about Citizens Financial

Citizens Financial Group, Inc. is a U.S. regional banking and financial services company that provides retail and commercial banking, wealth management, and capital markets services. The bank focuses on loan and deposit growth across consumer, commercial and private banking segments, supported by a strong capital base and liquidity profile in a competitive U.S. banking market.

Average Trading Volume: 5,260,143

Technical Sentiment Signal: Buy

Current Market Cap: $27.71B

For an in-depth examination of CFG stock, go to TipRanks’ Overview page.

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