LendingClub Rebrands as Happen, Shifts to Nasdaq
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An update from LendingClub ( (LC) ) is now available.
On June 22, 2026, LendingClub Corporation formally changed its corporate name to Happen, Inc., and rebranded its wholly owned banking subsidiary as Happen Bank, National Association, marking a strategic evolution of its digital banking franchise. The company amended its charter and bylaws to reflect the new identity, confirming that the move does not alter existing shareholder rights or disrupt customer accounts, routing details, or access credentials.
In tandem with the rebrand, the company transferred its common stock listing from the New York Stock Exchange to the Nasdaq Global Select Market, beginning trading under the new ticker symbol HAPN while retaining the same CUSIP. The launch brings a refreshed brand and modern visual identity aimed at signaling momentum and aligning its award-winning loans, high-yield savings, and cash-back checking products around rewarding customers’ positive financial behaviors.
Happen Bank’s repositioning underscores its ambition to cement a differentiated role in digital banking by serving high-credit, high-income consumers with mobile-first experiences and integrated rewards across products. For investors and customers, the changes highlight continuity in operations and regulatory protections alongside a branding shift intended to sharpen market positioning and support profitable growth in a competitive online banking landscape.
The most recent analyst rating on (LC) stock is a Buy
with a $23.00 price target.
To see the full list of analyst forecasts on LendingClub stock,
see the LC Stock Forecast page.
Spark’s Take on LC Stock
According to Spark, TipRanks’ AI Analyst, LC is a Neutral.
The score is primarily held back by weak cash conversion (deeply negative operating and free cash flow) despite solid profitability and a low-leverage balance sheet. Offsetting this, the latest earnings call conveyed strong operational momentum and maintained 2026 guidance, while valuation appears reasonable (P/E ~10.8) and technicals are broadly neutral.
To see Spark’s full report on LC stock,
click here.
More about LendingClub
Happen, Inc., formerly LendingClub Corporation, is a digital-first bank focused on the “Motivated Middle” of high-FICO, high-income, digitally savvy consumers who actively manage their finances. Through its FDIC-insured Happen Bank unit, it offers unsecured personal loans, high-yield savings, and checking accounts designed to reward positive financial behavior, supported by advanced credit underwriting and a marketplace banking model that serves members, loan investors, and shareholders.
The bank’s products emphasize affordability and value, including fast lending decisions with transparent terms, cash-back rewards for on-time loan payments, and savings accounts that pay significantly above the national average APY. Leveraging a proprietary technology platform and digital banking experiences optimized for mobile, Happen Bank aims to help its more than five million members keep more of what they earn, earn more on what they save, and build a long-term, trusted banking relationship at scale.
Average Trading Volume: 2,116,183
Technical Sentiment Signal: Buy
Current Market Cap: $2.22B
For detailed information about LC stock, go to TipRanks’ Stock Analysis page.
